2 cups overripe mashed banana
2 1/2 tsp pure vanilla extract
1 tbsp white or cider vinegar
1/4 cup oil OR milk of choice
2/3 cup pure maple syrup or agave
1/8 tsp uncut stevia OR 1/4 cup sugar
1 3/4 cup spelt, (white, or oat flour)
1 tsp baking soda
3/4 tsp baking powder
3/4 tsp salt
1/2 cup + 2 tbsp dutch cocoa,
optional (1/2 cup mini chocolate chips in the batter, plus regular chips for decoration)